Supplemental Retirement Information

Supplemental plans — use these for additional savings

The Voluntary Hybrid 457(b), the Deferred Compensation 457(b) and 403(b) are offered to allow you the ability to meet your retirement needs using additional tax advantaged vehicles.  

Can I participate in both supplemental plans?

You can save in both.  Each plan allows a person to maximize their savings in a tax advantage way.

Do I think I may need access to any of my savings before I retire?

The 403(b) supplemental plan allows for age 59 ½ in-service withdrawals while still employed and loans. The 457(b) plan does not. Both plans allow for hardship withdrawals.

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